A car accident is always deeply stressful, even a minor one. Your first thought is naturally your health and safety. The second thought is often: How quickly can I get back on the road?

Losing your transport immediately affects work, family life, and daily routine. Therefore, choosing the right partner makes all the difference. 

Simple Claims is a specialist accident management company, dedicated to delivering a replacement car within 24 hours. Learn your options for getting a replacement car quickly after an accident in the UK.

The Non-Fault Driver's Advantage

When an accident is not your fault, UK law entitles you to recover all reasonable losses from the driver responsible. This fundamental legal principle extends directly to the provision of a replacement vehicle. 

You should not have to face major disruption or expense simply because another person was negligent. This entitlement forms the basis of the Vehicle Credit Hire service. Simple Claims specialises in helping non-fault drivers access this entitlement quickly and efficiently.

The 24-Hour Credit Hire By Simple Claims

The speed of replacement vehicle delivery is a key benefit offered by Simple Claims. Our priority is to restore your mobility as quickly as possible.

• Immediate Response: If your car is entirely unroadworthy, they can often deliver within a few hours. This rapid response ensures minimal disruption to your daily life.
• Rapid Delivery: In many straightforward, non-fault cases, Simple Claims can deliver a like-for-like replacement vehicle to your home or workplace within 24 hours of reporting the claim.
• Credit HireCost: Simple Claims funds the hire cost upfront and recovers it directly from the at-fault driver’s insurer, meaning you have no upfront cost or excess to pay.
• Recovery and Storage Costs: If your car is no longer drivable, Simple Claims arranges secure recovery and storage at no cost to you, covering these reasonable losses through the at-fault driver’s insurer.

Major Factors Affecting the Timeline

While 24-hour delivery is the goal, some factors can affect timing. Simple Claims works proactively to minimise delays:

Claim Complexity and Assessment Time

Quick delivery is possible if the liability is clear and the insurer's details are available. However, if your property has been damaged in accidents involving multiple parties or in other complex situations, the initial assessment may take longer. Simple Claims begins gathering evidence and progressing the hire agreement immediately to facilitate you.

Garage Availability and Parts Shortages

• Repair Approval: Insurance engineers must check the damage and confirm repair costs.
• Parts Supply: Backorders or rare parts can delay repairs.
• Garage Capacity: Repairer workload may affect timing.

Even if repairs are delayed, Simple Claims ensures you keep the replacement car for the full reasonable duration of the repair or settlement.

Essential Steps to Minimise Waiting Time

Acting quickly after the accident reduces waiting time for a replacement car. Simple Claims guides you through each step:

• Report Immediately: Contact Simple Claims as soon as you can after being in an accident. Early reporting starts the clock for claim processing and vehicle delivery.
• Gather Full Details: Gather information about the at-fault driver, witness contacts, and gather the evidence of accident through photos and videos. It helps you get a replacement vehicle without any upfront cost.
• Use a Specialist: Simple Claims coordinates both replacement and repair simultaneously, bypassing potential delays in insurance claim processes.
• Prepare Documentation: Have all documents ready to avoid delays. Having your valid photocard driving licence, recent proof of address, and insurance documents ready will ensure the process moves smoothly.

‍

How Long Can You Keep the Replacement Car?

As a non-fault driver, your entitlement continues for the reasonable period you are without your own vehicle:

• If your car is being repaired: Keep the replacement until repairs are complete. Simple Claims coordinates collection promptly.
• If your car is a total loss: Keep it until final settlement, with a further reasonable period (typically seven days) to purchase a new vehicle.

You are entitled to a reasonable period to have your car repaired, with a like-for-like replacement provided in the meantime. Simple Claims ensures this is arranged seamlessly for you.

Conclusion

In conclusion, after a non-fault accident, you deserve to regain your mobility with minimal disruption and no personal financial burden. Simple Claims stands out as a trusted specialist in accident management, committed to providing a like-for-like replacement vehicle often within 24 hours, at no upfront cost to you.

By handling everything from recovery and storage to repairs and cost recovery directly from the at-fault insurer, Simple Claims ensures the process is straightforward and efficient. Preparing your documents and reporting the incident promptly will further speed things up. With Simple Claims supporting you, you can focus on moving forward, confident that your entitlement under UK law is fully protected.

‍