If your vehicle is off the road following a non-fault accident, we’ll arrange a replacement from our own fleet of over 600 vehicles. Your replacement vehicle is delivered quickly, allowing you to stay mobile while we handle the claim.
There’s no out-of-pocket cost for you. All hire charges are recovered directly from the at-fault insurer.
Being without a car after an accident can disrupt work, family life, and daily routines. With Simple Claims, you’ll receive a replacement vehicle after an accident without delay, while we manage the entire process on your behalf.
Replacement vehicles are provided to drivers across Greater London, with fast delivery throughout London following a non-fault accident.
Accidents can happen anywhere, anytime. That’s why we operate a nationwide recovery network with teams on call 24 hours a day, 7 days a week. No matter where you are in the UK, you’ll never be left stranded help is just one call away.
600-vehicle fleet available nationwide
Delivered directly to your door
No hire charges for you
Credit hire is the process that allows non-fault drivers to receive a replacement vehicle after an accident without paying upfront. Instead of claiming through your own insurance policy, the hire costs are recovered directly from the at-fault driver’s insurer.
This helps protect your no claims bonus, avoids paying an excess, and ensures you’re not left without transport.
If the accident wasn’t your fault, you’re legally entitled to a replacement vehicle. As part of our accident claims management service, we recover the full cost of the hire directly from the at-fault driver’s insurer.
That means:
You get the vehicle you need without being left out of pocket.
If you claim through your own insurer after a non-fault accident, you’re usually offered a basic courtesy car, subject to availability and usage limits.
With Simple Claims, you receive a like-for-like replacement vehicle, delivered to you and kept for the full duration your car is off the road, whether it’s being repaired or written off.

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Hundreds of drivers across the UK trust Simple Claims to handle their accident recovery, repairs, and insurance claims with speed and care start your claim today and experience the same peace of mind.
Start your ClaimBecause we handle every step of your accident claim in-house, giving you speed, reliability, and complete peace of mind.
Immediate roadside recovery
Own repair garage with high-quality parts
Access to 600+ replacement cars
No upfront costs billed directly to the at-fault insurer
End-to-end claim management by experts
Start your claim today with our expert team and in-house services, and get back on the road faster.